TransUnion CIBIL Credit Report Service
Empower your loan origination process with official TransUnion CIBIL scores and detailed credit reports. Instant checks starting at ₹90 per query.
Official TransUnion CIBIL Scoring for Lending Professionals
TransUnion CIBIL is India's most recognized credit information company, trusted by over 90% of leading banks and NBFCs. GMP Fintech provides authorized DSAs, loan agencies, and financial consultants with seamless, on-demand access to generate CIBIL reports without the burden of heavy enterprise minimums.
Service Pricing & Options
TransUnion CIBIL: ₹90 per query | Live TransUnion CIBIL: ₹100 per query | Minimum Wallet: ₹130
Key Information Included in CIBIL Report
- CIBIL Score: 3-digit numerical summary (300 to 900) indicating borrower credit risk.
- Account Details: Comprehensive breakdown of active credit cards, personal loans, home loans, and auto loans.
- Repayment History: Detailed payment track record covering up to 36 months of Days Past Due (DPD) status.
- Enquiry History: Audit of all recent loan inquiries initiated by banks and non-banking lenders.
- Default & Settlement Flags: Clear marking of Written-off, Settled, or Post-write-off settled accounts.
Why DSAs & Loan Agencies Choose GMP Fintech for CIBIL
- Pre-Screening: Filter unqualified applicants before submission to avoid damaging customer credit scores with unnecessary bank rejections.
- Low Cost: Industry-leading per-query pricing with zero monthly minimums.
- Multi-Bureau Flexibility: Complement CIBIL checks with Experian (₹59), CRIF (₹59), and Equifax (₹59).
- Rapid Activation: Register via WhatsApp OTP and start pulling reports within minutes.
Frequently Asked Questions — CIBIL Report
How much does a TransUnion CIBIL report cost at GMP Fintech?
A standard TransUnion CIBIL report costs ₹90 per query, and a Live TransUnion CIBIL report with real-time updates costs ₹100 per query. Deductions are made from your prepaid wallet balance with a minimum recharge of ₹130.
What is the difference between standard CIBIL and Live CIBIL?
Standard CIBIL (₹90) pulls the latest synchronized bureau data, while Live CIBIL (₹100) queries TransUnion servers directly in real-time to capture recent inquiries and immediate score changes.
Who can access CIBIL reports on GMP Fintech?
Direct Selling Agents (DSAs), loan consultants, credit repair professionals, and financial service agencies with legitimate applicant consent can access CIBIL reports on GMP Fintech.
Is there a monthly subscription fee?
No. There is no recurring monthly fee or software subscription. You simply recharge your prepaid wallet and pay per report pulled.