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Platform for Credit Repair & Score Consultants

Comprehensive 4-bureau credit reports to diagnose credit issues, identify reporting discrepancies, and help clients rebuild healthy credit profiles.

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The Credit Diagnostic Engine for Modern Consultants

Credit repair professionals and debt advisory agencies work closely with individuals to identify inaccurate records, resolve past settlement flags, and systematically rebuild credit scores. To do this responsibly and effectively, consultants need clear, unadulterated access to bureau files across TransUnion CIBIL, Experian, CRIF, and Equifax.

Why Credit Repair Professionals Rely on GMP Fintech

4-Bureau Discrepancy Audits

Banks report data to different bureaus on varying schedules. Cross-checking across CIBIL (₹90), Experian (₹59), CRIF (₹59), and Equifax (₹59) uncovers discrepancies that affect client loan approvals.

Live CIBIL Tracking

Once disputes or settlement updates are processed by lenders, pull a Live CIBIL report (₹100) to confirm score adjustments in real-time before applying for fresh credit.

Identity & Contact Audits

Use PAN to Mobile (₹30) and PAN to Email (₹30) verification to ensure applicant contact records are correctly mapped to credit bureau identifiers.

Transparent Rates with Zero Recurring Overhead

Independent credit consultants shouldn't be burdened with heavy enterprise software fees. GMP Fintech uses a 100% pay-as-you-go model:

TransUnion CIBIL Report: ₹90 per pull
Live TransUnion CIBIL: ₹100 per pull
Experian Credit Report: ₹59 per pull
CRIF High Mark Report: ₹59 per pull
Equifax Credit Report: ₹59 per pull
Minimum Wallet Balance: Just ₹130 to get started

Note: All credit reports and data must be accessed strictly with explicit applicant consent and used in compliance with the Credit Information Companies (Regulation) Act, 2005 (CICRA) and relevant RBI regulations.

Frequently Asked Questions — Credit Repair

How does GMP Fintech help credit repair and score advisory companies?

Credit repair and score improvement professionals need to audit negative accounts, late payments, written-off loans, and inaccuracies across all four Indian credit bureaus. GMP Fintech provides unified access to TransUnion CIBIL, Experian, CRIF, and Equifax reports at low per-query rates.

Why is multi-bureau reporting important for credit repair?

A reporting error or default status may appear on Experian or CRIF even if it is resolved on CIBIL, or vice versa. To build an effective credit score improvement plan, consultants must cross-check data from all active bureaus.

How affordable is GMP Fintech for independent credit consultants?

GMP Fintech requires no expensive software subscription. You recharge a wallet with as little as ₹130 and pay ₹59 for Experian/CRIF/Equifax and ₹90-₹100 for TransUnion CIBIL reports as you onboard clients.