Equifax Credit Report API in India
Power your loan underwriting with accurate and real-time Equifax credit data.
What the Equifax API Does
The Equifax API enables direct access to consumer credit profiles maintained by Equifax. By utilizing this service, lenders can instantly pull credit scores, account histories, and inquiry records directly into their own dashboards.
Features
- Instant access to Equifax Credit Scores
- Detailed account behavior history
- High stability and 99.9% uptime
- Developer-friendly JSON responses
Business Use Cases
- Loan Processing & Approval
- Credit Card Issuance
- Post-loan Monitoring
Benefits
Reduce the friction of manual credit checks. Equifax provides a slightly different data set compared to other bureaus, making it an excellent primary or secondary check for robust risk management.
How the API Works
Integrate our endpoints into your software. Submit a secure payload containing customer information, and receive the Equifax credit file data in seconds to make automated or semi-automated decisions.
Who Can Use It
Banks, NBFCs, registered loan agencies, and lending partners across India who operate with strict applicant consent guidelines.