Credit & Verification Platform for Loan Agencies
Streamline underwriting, filter unqualified applicants, and speed up loan processing with instant multi-bureau credit reports and business verification APIs.
Transform Loan Underwriting for Your Agency
Independent loan agencies and financial consultancy firms process dozens of personal, business, home, and auto loan files each week. Manually gathering bureau scores and verifying documents wastes hours and leads to high bank rejection rates. GMP Fintech gives loan agencies a centralized verification dashboard to pre-qualify every applicant before submission to partner banks or NBFCs.
Core Services for Loan Agencies
Retail Credit Reports
Check repayment track records, outstanding debts, and bureau scores across all 4 bureaus.
- TransUnion CIBIL — ₹90
- Live TransUnion CIBIL — ₹100
- Experian Credit Report — ₹59
- CRIF Credit Report — ₹59
- Equifax Credit Report — ₹59
Business & GST Verification
Verify MSME status and assess genuine commercial turnover for business loan applicants.
- Advanced GST Check — ₹30
- GST Turnover Check — ₹15
- MSME Verification — ₹15
Identity & Asset Checks
Verify applicant contact ownership and asset validity for auto or secured loans.
- PAN to Mobile — ₹30
- PAN to Email ID — ₹30
- Mobile to Detail — ₹20
- Vehicle Detail Check — ₹30
- Vehicle Challan Detail — ₹20
Why Loan Agencies Prefer Our Wallet Model
- No Heavy Commitments: No upfront software license fees or monthly minimum billings. Minimum wallet recharge is just ₹130.
- Multi-Bureau Coverage: Some lenders prefer CIBIL while others use Experian or CRIF. Access all major bureaus from a single login.
- Faster Turnaround: Screen loan applicants in under 60 seconds while they sit in your office or submit details online.
- Improved Payouts: Higher approval rates with banks directly lead to increased commission payouts for your loan agency.