CRIF High Mark Credit Report Service
Comprehensive credit intelligence across retail, rural, microfinance, and commercial lending. Instant reports at ₹59 per query.
Specialized Microfinance & Retail Credit Intelligence
CRIF High Mark is an RBI-approved credit bureau renowned for having India's largest database of microfinance, self-help group, and semi-urban retail borrowers. For DSAs and loan consultants dealing with affordable housing, two-wheeler loans, personal loans, or MFI files, CRIF provides indispensable data that other bureaus may miss.
Service Pricing & Details
Cost: ₹59 per query | Delivery: Instant | Minimum Wallet: ₹130 | Format: Web View & JSON
Key Information Included in CRIF Report
- CRIF Score: Standardized numerical credit score evaluating repayment probabilities.
- MFI & Retail Trade Lines: Detailed view of microfinance loans alongside commercial bank borrowings.
- Joint Liability Group (JLG) Records: Track record of group borrowings and peer guarantees.
- Repayment Performance: Month-by-month payment tracking and default identification.
- Inquiry History: Audit of recent credit inquiries by competing lenders.
Why Finance Professionals Pull CRIF on GMP Fintech
- Unmatched Semi-Urban Coverage: Evaluate borrowers from tier-2, tier-3, and rural markets accurately.
- Wallet-Based Simplicity: No software contracts or monthly license fees. Minimum wallet is only ₹130.
- Full Bureau Suite: Combine CRIF checks with CIBIL (₹90), Experian (₹59), and Equifax (₹59).
Frequently Asked Questions — CRIF Report
How much does a CRIF credit report cost on GMP Fintech?
A CRIF credit report (CRIF-BETA) costs ₹59 per query on GMP Fintech, deducted from your prepaid wallet balance with a minimum recharge of ₹130.
What makes CRIF High Mark unique?
CRIF High Mark has extensive coverage across rural lending, microfinance institutions (MFIs), small finance banks (SFBs), and regional cooperative banks, providing unique visibility into tier-2/3/4 borrower profiles.
Can DSA agents access CRIF reports on GMP Fintech?
Yes. DSA agents, loan agencies, and financial consultants can access CRIF reports directly through their GMP Fintech partner portal on a pay-per-query basis.